Check your allocation

Is your money split the way your family needs?

Answer a few short sets of questions about your family and what you hold. See where each rupee should sit, and why, worked out for you.

Check your allocation

About five minutes. No name, phone number or email.

Sample reportA family with ₹24.80 Cr
  • Indian equity, 45.0% today, target 35.9%, ₹2.24 Cr over.
  • International, 1.4% today, target 8.8%, ₹1.83 Cr under.
  • Debt and cash, 28.6% today, target 22.9%, ₹1.41 Cr over.

What your report shows

Your target split

Indian equity, debt, international equity, gold, alternates and real estate, in rupees and per cent, set for your family.

What is out of place today

Which classes hold too much or too little, and by how much.

How each target was set

Your emergency fund, your children’s education, retirement and a 2008-style crash, each with its figure.

How it works

  1. Answer nine short groups

    Your family, what you earn and spend, and what you hold in each kind of asset. Rough figures are fine.

  2. Read your report here

    The whole report, on the next page. Nothing is held back.

  3. Talk it through on WhatsApp

    Kosh, Coinetic’s AI, takes you through it one asset class at a time and answers your questions. Your first message is your sign-up.

Built on rules, not a pitch

The same rules for every family

An emergency fund first, then money for each goal by its date, five years of spending kept safe, then growth. Read how a report is built before you start.

Nothing to sign up for

You see the whole report before you give us anything. The check never asks your name, phone number, PAN or statements.

Who is behind it

[Founders and senior team, with their credentials]

Read before you decide

See your split in five minutes

The full report, before you tell us who you are.

Check your allocation